Financial Services

Financial Services (FS) functions within the Business and Sector Development Services (B&SDS) of SMEDA. As the name implies, FS is responsible for all direct and indirect activities that fulfill the objective of providing SMEs with improved access to business development services.

Financial Services not only implements its initiatives to design and implement programs but also plays a supportive and advisory role to other departments of SMEDA.

1. Financial Analysis

Financial analysis is an important section of the comprehensive sector studies developed internally by SMEDA.

Financial Services is responsible for preparing this section; broad parameters include:

  • Performance: Historical performance of the sector in terms of its financial viability
  • Competitive Analysis: Various cost structures and value-addition processes practiced in the sector
  • Sourcing of Financing: Analyze financing modes available and best suited for the sector

SME Financing Products

Upon analyzing queries received at the SMEDA helpdesk facility and our interaction with sector stakeholders, it has been highlighted that SMEs require easy access to finance. Therefore, creating awareness of SME-specific products and services being offered by banks among SMEs is considered an important measure by us to enhance SMEs' access to finance. 

Financial Services adopts the following mode of reliable information dissemination:

Financial Services collects and compiles information periodically from various banks about their products designed for SMEs. This information is then assimilated as per SME understanding and displayed on the SMEDA website in a user-friendly format as a searchable database and can be accessed through the SME Financing Products Database

Training, Seminars & SME Financing Helpdesk

To increase SME understanding on various ‘finance’ related issues, we conduct awareness seminars and trainings to disseminate information on SME financial services and products available, ways to bridge the gap between SMEs and banks, accounting and bookkeeping issues, etc. These seminars not only increase SMEDA outreach into the sector but also highlight problems faced by SMEs while approaching banks; which are later addressed by SMEDA and discussed on various forums.
SMEDA, in collaboration with banks periodically conducts a Helpdesk for SME Financing where bank representatives evaluate SME loan requests and SMEDA staff handholds eligible SMEs through loan processing and documentation processes.

Equity Financing

SMEDA and PSX are in collaboration through a Memorandum of Understanding to facilitate Small and Medium Enterprises through capacity building and awareness creation to explore equity financing as a means to finance their businesses.

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Small and Medium Enterprises Development Authority
4th Floor, Building no.3, Aiwan-e-Iqbal Complex

Egerton Road, Lahore - Pakistan
Ph: (042) - 111 111 456
Fax: (042) - 36304926 / 7