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Prime Minister's Youth Business Loan - Introduction

Prime Minister’s ‘Youth Business Loan’, for young entrepreneurs between the age group of 21 - 45 years, is designed to provide subsidised financing at 8.0% mark-up per annum for one hundred thousand (100,000) beneficiaries, through designated financial institutions, initially through National Bank of Pakistan (NBP) and First Women Bank Ltd. (FWBL).
Small business loan with tenure up to 8 years, with first year grace period, and a debt : equity of 90 : 10 will be disbursed to SME beneficiaries across Pakistan, covering; Punjab, Sindh, Khyber Pakhtunkhwa, Balochistan, Gilgit Baltistan, Azad Jammu & Kashmir and Federally Administered Tribal Areas (FATA). It has a 50% quota for women and 5% quota for families of Shaheeds, Widows and Disabled persons.
SMEDA has been tasked with an advisory role in the implementation of PM’s scheme by providing more than fifty five updated pre-feasibilities for referencing by Loan beneficiaries and participating banks to optimally utilize their financial resources. SMEDA shall continue to add additional prefeasibilities. However, it is not necessary to develop a project on these prefeasibilities. Any other projects will also be entertained by the banks.

PMYBL info tabs

Business Plan Template

Why does the applicant need a Business Plan?

  1. Read the first page of Business Plan Template; explaining the importance of a business plan for any business.
  2. First step for fine tuning your ideas for practical implementation into a functioning business.
  3. Acts as a ‘How to’ guide for running your business.
  4. Helps you map options for best and worst case scenarios.                                                                                  More...

PM's Youth Business Loan Prefeasibilities 

 Engineering and Manufacturing (12)  Information Technology (5)
 Agriculture (7)  Agriculture and Fruit Processing (11)
Dairy & Livestock (15)  Food (5)
 Services (23)  Minerals (7)

SMEDA's Prefeasibilities other than PMYBL  Click Here

Business Development Training Videos

1. Business Idea

2. Entrepreneurship Trainings and Business Plan

3. Product Design and Development Consultancy


4. Marketing and Distribution Plan Consultancy

5. Accounting and Book-keeping Services

6. IT Services for e-Enabling SMEs


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