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Khushhali Microfinance Bank Limited
Khushhali Microfinance Bank Limited

Khushhali Sarmaya

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Loan Limit Range
PKR 350K - 1M
Markup Rate
Contact bank officer
Max Tenure
6 – 36 Months
Eligible Sectors
Agriculture, Trading

Eligibility & Qualification Criteria

  • Age limit: 20 to 65
  • Valid CNIC/SNIC
  • Currently doing business
  • Not Defaulter of KMBL & Other Financial Institutions

Financing Scope & Purpose

  • Payment to Suppliers
  • Purchase of Raw Material

Required Documentation Checklist

  • Applicant must be micro-entrepreneurs as defined in the Prudential Regulations for Microfinance Banks
  • Minimum business experience of 2 years
  • NADRA CNIC/ SNIC holder
  • Must have good credit history

Collateral & Security Requirements

  • Hypothecation of business stock/ Plant / Machinery /any other moveable business assets (AND)
  • PDCs (as per CAD procedure) (AND)
  • Mortgage (Registered or Equitable) of Land/Building (OR)
  • Lien marking through PLRA/ APB (OR)
  • Mixed secured collaterals (e.g. gold / TDC / NSC) (OR)
  • HPA with Original documents of vehicle retained at Branch
A
Adnan Sattar
Head
Karporate 88, 1st Floor, Civic Center, Executive Block Gulberg Green
City: Islamabad
Call +92 300 6641856 / +92 51 233 4538 Compare with Other Banks