SMEDA Pakistan
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Government of Pakistan
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Khushhali Microfinance Bank Limited
Khushhali Microfinance Bank Limited
Karobari Term & Running Finance
Call Officer
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Loan Limit Range
PKR 500K - 3M
Markup Rate
Contact bank officer
Max Tenure
6 – 60 Months
Eligible Sectors
Manufacturing, Trading
Eligibility & Qualification Criteria
Age limit: 22 to 65
Valid CNIC/SNIC Currently doing business Not Defaulter of KMBL & Other Financial Institutions
Financing Scope & Purpose
Purchase of Land
Purchase / Construction / Renovation of Building
Payment to Suppliers
Payment of Labour & other expenses
Purchase of Machinery and Equipment
Purchase of Raw Material
Required Documentation Checklist
Copy of Title documents of property offered to the bank as security
Proof of business place/Copy of Rent Agreement of business place (if premises is on rent)
Bank account statement last 1 year
Last month paid utility bill (Electricity/ Gas)
Copy of CNIC
Duly signed Loan Application Form and supporting documents
Collateral & Security Requirements
Equitable Mortgage/ Registered Mortgage
National savings certificates, Term Deposit saving certificates.
Gold/ Mixed Collateral
Hypothecation of stock
A
Adnan Sattar
Head
Karporate 88, 1st Floor, Civic Center, Executive Block Gulberg Green
City: Islamabad
Call +92 300 6641856 / +92 51 233 4538
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Bank Name
Product Name
Loan Amount (PKR)
PKR 5,000,000
100K
25M
50M+
Loan Tenure
3 Years (36 Months)
1 Year
5 Years
10 Years
Annual Markup Rate (%)
14.5% p.a.
3% (SBP Rate)
15% (Kibor Avg)
30%
ESTIMATED MONTHLY INSTALLMENT
PKR 172,049
per month for
36
months
Principal Amount
PKR 5,000,000
Total Interest
PKR 1,193,764
Total Payable
PKR 6,193,764
Principal (
81%
)
Interest (
19%
)
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