Borrowers under the Scheme will be micro and small enterprises and farmers with economic landholding.
The borrower shall preferably be a fresh customer; however, an existing borrower can also be extended additional lending facility under the Scheme.
The selection criteria for eligible borrowers will include:
i. Regular and estimable positive cash flows to ensure ability of debt servicing
ii. Conformance to Prudential Regulations for SMEs/Agri/Micro Financing
iii. Clean e-CIB record